NDIS explainer

What does an NDIS provider do? A plain-English guide for Newcastle and Lake Macquarie

An NDIS provider is the person or organisation that delivers the supports in your plan. This guide explains what providers do, the difference between registered and unregistered providers, when you must use a registered one, and how it works in Newcastle and Lake Macquarie.

6 min readBy Your Way Living

The short version

  • The NDIS says a provider is a person, business or organisation that delivers NDIS supports to participants.
  • Providers can be registered with the NDIS Quality and Safeguards Commission, or unregistered. Both must follow the NDIS Code of Conduct.
  • You must use a registered provider for NDIA-managed supports, plan management, behaviour support, SDA and Supported Independent Living (SIL).
  • You choose your providers once your plan is approved, and you can change providers at any time.

If you are new to the NDIS, the word "provider" comes up a lot. Your plan is approved, and then everyone asks which providers you will use. This guide explains what an NDIS provider actually does, the difference between registered and unregistered providers, and how to find one near you in Newcastle, Lake Macquarie and the Hunter.

What an NDIS provider is

The NDIS says a provider is a person, business or organisation that delivers NDIS supports to participants. That is the whole definition. A provider can be a sole trader, a large company, a charity, a not-for-profit or any other kind of business.

Providers also have different areas of expertise. If you have funding for physiotherapy, the physiotherapist you choose is a provider. If you have funding for help at home, the organisation whose support workers come to your house is a provider. A plan is only as good as the people who deliver it, so this choice matters.

What a provider does

A provider delivers the supports written into your plan, to help you work towards your goals. In practice, a disability support provider like Your Way Living does things like:

  • Delivers the support: support workers help with daily living, personal care, cooking, community outings, transport and building everyday skills.
  • Matches workers to you: a good provider learns your routines, interests and goals, and chooses workers who fit.
  • Agrees the details in writing: a service agreement sets out what supports you will get, what they cost, how the provider is paid and how to change the agreement.
  • Claims from your plan: depending on how your plan is managed, the provider invoices the NDIA, your plan manager, or you.
  • Keeps records and reports: providers keep notes on the support delivered and the progress made, which also helps at your next plan reassessment.
  • Keeps you safe: providers must follow the NDIS Code of Conduct, respond to feedback and complaints, and report serious incidents.

Some providers help you use your plan rather than deliver day-to-day support. The NDIS calls these plan managers, support coordinators and psychosocial recovery coaches. You might have funding for them in your plan.

Registered or unregistered: what is the difference?

Providers can apply to be a registered NDIS provider with the NDIS Quality and Safeguards Commission. The NDIS says registered providers must meet strict conditions for the quality and safety of their services, and they cannot charge more than the NDIS pricing arrangements and price limits.

Unregistered providers are not registered with or regulated by the NDIS Commission, and they can choose to charge above or below the price limits. Both registered and unregistered providers must follow the NDIS Code of Conduct.

TopicRegistered providerUnregistered provider
Checked by the NDIS CommissionYes, must meet quality and safety conditionsNo
PricesCannot charge above the NDIS price limitsCan charge above or below the limits
NDIS Code of ConductMust follow itMust follow it
Who can use themEveryoneUsually only self-managed or plan-managed participants, for some supports

How to check if a provider is registered

Use the NDIS provider finder on ndis.gov.au. The NDIS says it gives a registered provider's website, phone number, email and suburb. Search by your suburb or postcode. You can also ask the provider for their registration number.

When you must use a registered provider

This part catches a lot of people out. The NDIS says you must use registered providers for:

  • NDIA-managed supports (sometimes called agency-managed)
  • Plan management: plan managers must be registered providers
  • Regulated services like behaviour support and specialist disability accommodation (SDA)
  • Supported Independent Living (SIL)

For other supports, you can choose either registered or unregistered providers if your funding is self-managed or you use a registered plan manager. So if you are looking at SIL in Lake Macquarie, or your plan is NDIA-managed, the provider has to be registered. Our guide on how to choose an NDIS provider in Newcastle goes deeper on comparing providers.

How to find a provider in Newcastle and Lake Macquarie

  1. Do some research

    The NDIS says your my NDIS contact, Support Coordinator or recovery coach can help you find providers. You can also ask people you trust for recommendations, read about providers and their services, and check reviews.

  2. Find the right provider for your needs

    Check whether your support needs a registered provider (see above). Then use the NDIS provider finder, or search for the support and your area, such as "assistance with daily life Newcastle" or "SIL Lake Macquarie".

  3. Meet them first

    The NDIS recommends meeting new providers before you start. Ask how workers are matched to you, what happens if a worker is sick, and how you give feedback. A good provider will also tell you plainly what they do not do.

  4. Agree a service agreement

    You must have a service agreement for some supports, such as SIL and SDA, and the NDIS recommends one for everything else. It should cover the supports, the cost of each one, how the provider is paid and how to change the agreement.

  5. Start, and review as you go

    You can buy NDIS supports from providers in line with the funding in your plan, and you can choose whether to share your plan with them. If it is not working, you can change providers at any time.

What Your Way Living does as a provider

Your Way Living is a registered NDIS provider (registration 4-L3BFU41) based in Lake Macquarie. We deliver support in three places: in people's own homes, out in the community, and in our shared homes in Newcastle and Lake Macquarie. That includes assistance with daily life, personal care, community participation, transport, everyday skills, psychosocial and mental health support, short term respite, and Supported Independent Living (SIL) and Individualised Living Options (ILO).

We work with plans that are NDIA-managed, plan-managed or self-managed, across Newcastle, Lake Macquarie, the Hunter and the Central Coast. We also say plainly what we do not do, so you are not sent down the wrong path. You can see the full list on our services page and our Newcastle page.

Need help finding the right people?

We do not provide support coordination ourselves, but we can help you connect with the right Support Coordinator, or recommend a few independent options for you to choose from. The choice is always yours.

Sources we checked

General information only, not advice about your plan. NDIS rules change; always check your own plan or ask your Support Coordinator or my NDIS contact.

Common questions

What is an NDIS provider?

The NDIS says a provider is a person, business or organisation that delivers NDIS supports to participants. It can be a sole trader, a company, a charity or a not-for-profit, and each has its own area of expertise.

What is the difference between a registered and an unregistered NDIS provider?

Registered providers are checked by the NDIS Quality and Safeguards Commission, must meet quality and safety conditions, and cannot charge above the NDIS price limits. Unregistered providers are not regulated by the Commission and can charge above or below the limits. Both must follow the NDIS Code of Conduct.

Do I have to use a registered NDIS provider?

The NDIS says you must use a registered provider for NDIA-managed supports, plan management, regulated services like behaviour support and SDA, and Supported Independent Living (SIL). For other supports, self-managed and plan-managed participants can usually choose either.

How do I find an NDIS provider in Newcastle?

Ask your my NDIS contact, Support Coordinator or recovery coach, ask people you trust, and use the NDIS provider finder on ndis.gov.au by entering your suburb or postcode. Meet the provider before you start and agree a service agreement.

Is Your Way Living a registered NDIS provider?

Yes. Your Way Living is registered with the NDIS Quality and Safeguards Commission (registration 4-L3BFU41) and supports people across Newcastle, Lake Macquarie, the Hunter and the Central Coast.

Can I change my NDIS provider?

Yes. The NDIS says you can change your providers at any time. Check your service agreement for the notice period first. Our step-by-step guide on changing providers explains how.

Talk to a local provider, no pressure

Tell us what is in your plan and what you want help with. We will tell you plainly what we can do, and what we cannot.

Office 9am to 5pm, seven days. Newcastle, Lake Macquarie, the Hunter and the Central Coast.

Written by the Your Way Living team

Your Way Living is a registered NDIS provider (registration 4-L3BFU41) based in Edgeworth, Lake Macquarie. We publish new plain-English articles regularly. If we have got something wrong or out of date, tell us and we will fix it.

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