
Individualised Living
Options (ILO)
Individualised Living Options (ILO) across Newcastle, Lake Macquarie and the Hunter. Choose exactly where, how and with whom you live — with support shaped entirely around you.

What is ILO?
Your Life.
Your Home. Your Way.
Individualised Living Options (ILO) is a flexible NDIS funding category that supports you to live in a setting of your choice — whether that's your own home or in a shared arrangement — with support designed entirely around your goals.
Unlike SIL, ILO puts you in the driver's seat. You decide the living arrangement, and our team works with you to build a support structure that fits your life — not the other way around.
Self-directed
Living Arrangements
Flexible
Support Models
ILO Support Models
ILO is highly flexible — we work with you to design a support arrangement that suits your circumstances, goals and lifestyle.
Living Independently
You live in your own home with visiting support arranged around your schedule and daily needs.
- check_circleDrop-in support visits
- check_circleOvernight and on-call availability
- check_circleGoal-based skill development
Shared Living
You live with a small number of people with similar support needs, sharing the costs and benefits of a support worker.
- check_circleShared costs, more affordable
- check_circleSocial connection with housemates
- check_circleRetained choice and privacy
In-Home Care & Support
You stay in your own home, with in-home care and support built around your routine — from a few hours a week to daily visits.
- check_circlePersonal care and daily routines
- check_circleMeals, cleaning and household tasks
- check_circleCommunity access and transport
In-Home Care
ILO and in-home care work together
Most people we support under ILO also receive in-home care — the practical, everyday help that makes living independently actually work. That might be support with showering and dressing, medication prompting, cooking and cleaning, or simply someone reliable turning up at the same time each day.
You don't need an ILO arrangement to receive in-home care from us. We deliver in-home support across Newcastle, Lake Macquarie and the Hunter on its own, whether you live alone, with family, or in your own rental.
Looking for an ILO home?
We have ILO accommodation available across Newcastle and Lake Macquarie. Take a look at what's open right now.
View Available Homesarrow_forwardCommon Questions
ILO questions we’re asked most
What is ILO in the NDIS?
Individualised Living Options (ILO) is NDIS funding for support that is built around how and where you want to live. You might live on your own, with a housemate, or with a host who shares their home. The support is designed around you, rather than you fitting into an existing house or roster.
Is ILO the same as SIL?
No. SIL (Supported Independent Living) is usually rostered support shared between people living in the same home. ILO is more flexible and can mix paid support with informal support from housemates, family or friends. Which one suits you depends on your needs and goals, and some of our homes are open to both.
How do I get ILO in my NDIS plan?
ILO usually starts with an exploration and design stage, where you work out what living arrangement would suit you. The NDIS then decides whether ILO funding is reasonable and necessary for you. Talk to your planner, Local Area Coordinator (LAC) or Support Coordinator about adding it at your next plan review.
Can you help me find a Support Coordinator?
Yes. We don't provide support coordination ourselves, but we can help you connect with the right Support Coordinator, or recommend a few independent options for you to choose from. The choice is always yours.
Can Your Way Living help with ILO in Lake Macquarie?
Yes. We have ILO homes in Gateshead and Argenton in Lake Macquarie, and we support people across Newcastle, the Hunter and the Central Coast. We can talk through your options with you, your family or your Support Coordinator. Make a referral
Interested in ILO?
Our team will walk you through your options and help design a living arrangement that genuinely works for you. Get in touch today.
Make a Referralarrow_forwardBook a support visit